Free Bet Blackjack

Free Bet Blackjack

Enjoy Blackjack with a twist in Free Bet Blackjack, featuring four exciting side bet options!

    Free Bet Blackjack Game Overview

    Free Bet Blackjack is a variation of the classic Blackjack game offering free 'Double Down' and 'Split' bets!

    The aim of the game is to have a higher value hand than the dealer, without going over 21.

    An unlimited number of players may join each round but you only play against the dealer.

    Card Values

    Eight standard 52-card decks are used in this game.

    The values of each card is as follows:

    • 2-10 - worth face value.
    • Face cards - each worth ten.
    • Aces - worth either one or 11, depending on which is more beneficial to your hand.

    At the end of the betting time, one card is dealt face-up to each player and the dealer. 

    A second card is then dealt face-up to each player.

    The dealer's second card is dealt face-down. 


    Blackjack is achieved when the sum of your first two cards equal exactly 21.

    You can only form Blackjack with your first two cards.

    Achieving a hand of 21 from a split pair does not equal Blackjack.

    Blackjack beats all other hands.



    If the dealer's upcard is an Ace, there is a chance that they may have Blackjack.

    To offset that risk, you can choose to buy insurance - this is possible even if you have Blackjack.

    Insurance costs one half of your main bet. 

    The main bet and the Insurance bet are settled separately. 

    If the dealer does not have Blackjack, the round will continue as normal.

    However, if they do and you do not, then the dealer wins and the game finishes.

    If both you and the dealer have Blackjack, your bet is returned and the game ends in a push.

    Double Down and Free Double

    If the dealer does not have Blackjack, you can choose to Double Down, Hit or Stand.

    Double Down applies if your initial hand does not equal 21. 

    Choosing to Double Down will add one extra card to your hand and double the value of your bet.

    You will get a 'Free Double' if your hand equals nine, ten or 11. 

    Choosing to use the 'Free Double' will add a 'Free Bet' to your original bet, which will match the original bet if you win the round.

    If you lose the round, you will only lose your original bet.

    If the game ends in a tie, your original bet will be the only one returned.


    To receive another card to your hand, you can choose to Hit.

    This can be done more than once until you are satisfied with the value of your hand.


    Choosing to Stand signals that you are satisfied with the value of your hand and no further cards are added. 

    Split and Free Split

    If your first two cards are equal in value, you can choose to Split the hand to make two separate hands.

    Each hand will have a separate bet.

    Unless your hand is a pair of ten's, you will also be offered a 'Free Split'.

    The first hand will hold the original bet, while the second hand will hold the 'Free Bet'.

    The value of the 'Free Bet' will be matched to the original bet value if you win the round - no bet will be returned for the second hand.

    You will not lose your bet if you lose the second hand.

    If the game ends in a tie, no bet will be returned.


    You lose the round if your hand exceeds 21.

    The dealer will reveal their downcard once all players have taken their turn.

    If the dealer has a hand of 16 or less, they have to Hit.

    If they have a hand of soft 17 or more, they have to Stand.

    The game ends in a push if the dealer's hand is equal to yours - your bet is returned when this happens.


    Six Card Charlie Rule

    According to the Six Card Charlie rule, you automatically win if your hand is formed of six cards with a total value of 21 or less - even if the dealer has Blackjack.

    Each hand is evaluated individually if you have a Split hand.

    The Six Card Charlie rule is not applicable if the dealer has Blackjack after Insurance was offered.

    Side Bets

    There are four optional side bets available in this game: Any Pair, 21+3, Hot 3 and Bust It.

    Side bets can be placed alongside your main Blackjack bet.

    It is possible to win on any side bet even if you lost your Blackjack bet.

    Any Pair Side Bet

    This side bet lets your bet on the combination of the initial two cards in your hand.

    You win this bet if your hand is formed of two cards of the same value.

    There are two types of winning combinations available, each with a different payout:

    • Pair - e.g. 10 of Spades and 10 of Clubs.
    • Suited Pair -  e.g. 2x Queens of Hearts.

    21+3 Side Bet

    It is possible to win this side bet if your first two cards plus the dealer's upcard create one of the following winning combinations:

    • Suited Trips – suited Three of a Kind, e.g. 3x Aces of Spades.
    • Straight Flush – in numerical sequence and same suit, e.g. 10, Jack and Queen of Clubs.
    • Three of a Kind – same value but different suits, e.g. any three non-matching Jacks.
    • Straight – in numerical sequence but different suits, e.g. 3 of Spades + 4 of Clubs + 5 of Hearts.
    • Flush – non-sequential cards in the same suit, e.g. three, seven and 10 of Diamonds.

    Each combination has a different payout.

    Hot 3 Side Bet

    This side bet is applicable if your first two cards plus the dealer's upcard forms one of the following combinations:

    • Total 19 - e.g. 8 of Clubs, 2 of Hearts and 9 of Spades.
    • Total 20 - e.g. 8 of Diamonds, 2 of Clubs and 10 of Hearts.
    • Total 21 suited - e.g. 9 of Hearts, 2 of Hearts and 10 of Hearts.
    • Total 21 unsuited - e.g. 9 of Clubs, 2 of Diamonds and 10 of Spades.
    • 7-7-7 - e.g. 7 of Spades, 7 of Clubs and 7 of Diamonds.

    Each combination has a different payout.

    Bust It Side Bet

    This side bet is based on the dealer's hand exceeding 21.

    The Bust It side bet is pushed if you achieve Blackjack.

    There are various combinations available in this side bet, each with a different payout:

    • Bust with 3 cards.
    • Bust with 4 cards.
    • Bust with 5 cards.
    • Bust with 6 cards.
    • Bust with 7 cards.
    • Bust with 8 or more cards


    • Blackjack pays 3:2.
    • Winning hand pays 1:1.
    • If the dealer has blackjack, insurance pays 2:1.

    Any Pair Side Bet Payouts

    Suited Pair25:1

    21+3 Side Bet Payouts

    Suited Trips100:1
    Straight Flush40:1
    Three of a Kind30:1

    Hot 3 Side Bet Payouts

    Total 21 Suited20:1
    Total 21 Unsuited4:1
    Total 202:1
    Total 191:1

    Bust It Side Bet Payouts

    Bust with 8 or more cards250:1
    Bust with 7 cards100:1
    Bust with 6 cards50:1
    Bust with 5 cards9:1
    Bust with 4 cards2:1
    Bust with 3 cards1:1

    Any malfunction voids the game round and all eventual payouts for the round. 

    Return to Player

    The optimal theoretical payout percentage is:

    • Blackjack – 98.45% (based on the first hand in the shoe)
    • Any Pair Side Bet – 95.90%
    • 21+3 Side Bet – 96.30%
    • Hot 3 Side Bet – 94.60%
    • Bust It Side Bet – 94.12%